What is Pension Term Protection

Pension Term Protection is life insurance that covers the period of time up until retirement. If you die during this term, your family will receive a payment to ensure they do not suffer financial hardship. Tax relief is available at the marginal rate of tax on the premiums you pay, as the plan is structured as a pension product.

Who can take out Pension Term Assurance

You can take out PTA if you are self employed or an employee in non-pensionable employment.

What are the main features of the product

Security: Protection for your family during the key years before retirement.

Tax-efficient: Tax relief on life insurance premiums (up to Revenue limits).

Peace-of-mind: Your family will receive a lump sum if you pass away or become seriously ill.

Cost-effective: Life cover at a very reasonable price, depending on your age and circumstances.

Help and Advice

How much life cover do I need? How much will I have to pay per month? Who will the life cover protect? You’ll have lots of questions when it comes to choosing the right kind of life insurance. Our advisors are on hand to talk you through your options and to help you find the product that suits you the best.

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Using or quotation tool you will be able to view the market pricing of the ‘Big 6’ Life Assurance & Pension providers.

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