UK Pension Transfers That Put You in Control
If you've worked in the UK and now live in Ireland, your pension doesn't have to stay behind. Transferring it home can simplify your retirement planning, reduce tax exposure, and give you full control over your savings. We'll help you understand your options, complete the paperwork, and make sure everything's done correctly, with no pressure to act unless it makes sense.
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Who UK Pension Transfer Services Are For
This service is ideal for Irish residents who have built up pension savings in the UK and want to manage them locally. It's especially useful if you:
Previously worked in the UK and left behind one or more personal or workplace pensions
Have returned to live in Ireland permanently
Want your UK pension managed in euro by an Irish provider
Are unsure about QROPS rules, tax risks, or the right next step
Want to access retirement benefits in Ireland under Irish rules
Prefer guidance before committing to a transfer
Living in Ireland with a UK pension? We'll help you decide whether transferring makes sense for your goals.
Not sure if you're ready to transfer your UK pension to Ireland? Start with a no obligation consultation.
What Is a UK Pension Transfer — and Why It Matters
A UK pension transfer lets you bring your pension savings home after working abroad. If done correctly through a HMRC-recognised structure (QROPS), it gives you:
A UK pension transfer gives you the opportunity to take control of your savings and align them with your life back in Ireland.
- Easier management in your local currency (euro)
- More flexible retirement options under Irish rules
- Reduced risk of future tax or currency complications
- Full control of your funds in your own name
- Peace of mind knowing your pension is aligned with where you live
Are You Eligible to Transfer a UK Pension to Ireland?
Most people can transfer, but timing and tax rules matter. You're likely eligible if:
There may be reporting requirements to HMRC for ten years after a transfer. We'll walk you through what applies to you and ensure the transfer is done right. Note: Our transfer service applies to personal and workplace pensions only. The UK State Pension can't be transferred, but we can help you understand how it fits into your overall retirement planning.
- You've been a member of a personal or workplace UK pension scheme in the past
- You now live in Ireland full-time
- You want your pension held in your name, managed locally
- Your current UK provider allows overseas transfers
Start With a Consultation
Get clear advice on your pension options and next steps.
Watch: UK to Ireland Pension Transfers Explained
A clear overview of how UK pensions can be transferred to Ireland.
UK to Ireland Pension Transfers: What to Know
Essential information about transferring your UK pension to Ireland.
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Did You Work in the UK? Your Pension Doesn't Have to Stay There
Thousands of people living in Ireland have pension money sitting in the UK. Moving it home is more straightforward than you might think.
UK Pension Transfer Calculator
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UK Pension Calculator
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How the UK Pension Transfer Process Works
Transferring your UK pension doesn't have to be complicated. We manage the process from start to finish.
Step 1 – Start With a Call
We'll talk through your UK pension history, current residency, and what you want from your retirement savings.
Step 2 – We Request Transfer Info
With your approval, we contact your UK provider and request full transfer options, including overseas transfer terms.
Step 3 – You Get Clear Advice
We explain your options, any UK tax considerations, and whether QROPS is suitable for your situation, with no pressure to proceed.
Step 4 – We Manage the Transfer
If you go ahead, we'll complete the paperwork, select an Irish QROPS provider together, and ensure the funds arrive and are invested in euro under your control.
Why Transferring Your UK Pension Is Worth It
Transferring your personal or workplace UK pension to Ireland can simplify your finances and give you more control over how your money's managed long term. Here's what you get:
Avoid Unnecessary UK Tax Traps
We help ensure you meet the QROPS timing rules, so your transfer isn't hit with surprise charges.
Reduce Currency Risk
Keep your retirement savings in euro, where you live, not pounds in a post-Brexit UK.
Unlock Irish Retirement Flexibility
Once transferred, you can access benefits through ARFs, annuities, or lump sums on your terms.
Simplify and Consolidate
Having everything managed in Ireland gives you better visibility, control, and peace of mind.
Customised Advice for Your UK-Ireland Pension Transfer
We'll only recommend a transfer if it benefits you, and we're not tied to product providers.
Make Pension Access Easy for Beneficiaries
Make it simple for your loved ones to access your pension benefits after your death, without dealing with UK provider delays or overseas regulations.
Let's make your pension work harder — Book a call
Frequently Asked Questions About UK Pension Transfers
What Our Clients Say
Real feedback from clients who used this service
J Wilson
The whole team were great from start to finish, they guided me through the whole process of moving my personal pension over from the UK to Ireland, which was a much more complex process than I first thought! But from the planning phone calls to completing all the forms they made it really simple for me, many thanks!
Peter Best
Both myself and my partner worked in UK for a number of years and needed someone to help facilitate a consolidation of a number of pensions and also a transfer from UK to Ireland. Chris from Pension Advice provided a top class service to enable us to bring our pensions over. He was extremely knowledgeable, very friendly and highly professional. Chris's support made the whole process so easy and I would have no hesitation in recommending Chris for helping to ensure a successful outcome to your pension requirements.
Ian
Very professional company to work with. PensionAdvice helped me transfer my pension home from the UK. The paperwork for transferring a pension from the UK back to Ireland can be long and tedious, however Chris and Louise helped me and guided me through the process. I was very happy with their effort and I would highly recommend them.
Ian Boardman
Excellent experience with Chris and Louise from Pension Advice on the setting up of my early retirement funds. From the time I initially contacted Pension Advice I was advised and guided expertly through the process with my pension providers.
John Allen
I wanted to consolidate two pension schemes accrued whilst living in Ireland. Despite Government's encouraging us to provide for our retirement understanding the legislation and options, particularly as I now live in the UK, was practically impossible. PensionAdvise where clear and good at explaining my options, negotiating with a Dublin provider to receive my investments, and completing the administration process. Very pleased with the service and that I chose to use them
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Contact Our Directors
Get personalised pension advice from our experienced team of qualified financial advisors.
Chris McKenzie
CFP® | SIA | QFA
Director
Chris Crowley
PgD | SIA | RPA | FPRA | QFA
Director
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